Tuesday, July 19, 2011

Reflect Scientific, Inc. Debuts New Websites

Press Release Source: Reflect Scientific, Inc. On Tuesday July 19, 2011, 6:00 am EDT

OREM, UTAH--(Marketwire - 07/19/11) - Reflect Scientific, Inc. (OTC.BB:RSCF - News), a provider of diverse products and services for the biotechnology, pharmaceutical and transportation industries launched several new websites that showcase the company's product offerings.

The original website, www.reflectscientific.com, is the landing page for corporate information and the portal for all product lines. Tom Tait, Vice President of Reflect Scientific, said, "Our original website is now the information center for the company. It has been specifically designed to keep investors and potential investors informed."

The Cryometrix and Visacon brand products have been spun off to their own dedicated websites. The Cryometrix website, www.cryometrix.com, contains all the products and information for the revolutionary CFC free cooling technology that runs on liquid nitrogen. Freezers for the Biotechnology/Pharmaceutical market can be found here as well as emissions free reefers for the Trucking Industry. The new Visacon website,www.visacon.com, contains all relevant chromatography products and information for our OEM customers. "Having brand dedicated websites will allow us to create greater marketing focus and product awareness. Our customers will be able to easily access product information. We have also incorporated extensive search engine optimization into these websites. Potential customers will have a far easier time finding Reflect products that meet their needs," remarked Kim Boyce, CEO of Reflect Scientific.

About Reflect Scientific, Inc.
Reflect Scientific, Inc., based in Orem, Utah, develops and markets innovative, proprietary technologies in cryogenic cooling for the biotechnology, pharmaceutical, medical, and transportation markets. Among Reflect Scientific's products are low temperature freezers and refrigerated systems for laboratory, transportation and computer server room uses. For more information, visit www.reflectscientific.com.

Forward-looking statements in this release are made pursuant to the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. Investors are cautioned that such forward-looking statements involve risks and uncertainties, including without limitation, continued acceptance of the Company's products, increased levels of competition for the Company, new products and technological changes, the Company's dependence on third-party suppliers, and other risks detailed from time to time in the Company's periodic reports filed with the Securities and Exchange Commission.

Friday, July 15, 2011

Article by Gleen Ruffenach I wanted to Share

Retirement: It's Not All a Crapshoot

by Glenn Ruffenach
Thursday, July 14, 2011

provided by

Want to hear some good news about retirement? You have more control over your future than you think.

So much about retirement planning today is marked by doubt: We don't know whether our savings will see us through old age. We don't know what might happen to Social Security and Medicare. We don't know whether we'll be able to continue to work for as long as we wish to (or need to). And so we fret — a lot. In its most recent "retirement confidence" survey, the Washington, D.C.-based Employee Benefit Research Institute found that 27 percent of workers are "not at all confident" about having sufficient funds to live comfortably in later life — the highest level of gloom in the study's 21-year history.

At their worst, such anxieties can leave people paralyzed. Clark Randall, who heads Financial Enlightenment, a planning firm in Dallas, says he often sees this with his clients: "It's easy to focus on threats they can't control." And that's the point. If you're caught up in issues that are out of your hands — interest rates, changes in government programs, the markets — you're more likely to overlook those parts of retirement planning where you do have control.

So, "pop quiz": How many of the following steps — for which you're the boss — have you taken?

Setting a budget. It's among the most important steps in planning for later life, but less than half of workers have put pencil to paper, according to the Employee Benefit Research Institute. Why are budgets so critical? Projecting expenses and income can help you pin down your "number," the amount of money you need to save for retirement. You could be pleasantly surprised. "Many people who have been diligent about building a nest egg find they spend less on themselves than they realize," says Brent R. Brodeski, a managing director at Savant Capital Management in Rockford, Ill. Any number of work sheets can simplify the process. (See the Department of Labor's "Taking the Mystery out of Retirement Planning" or T. Rowe Price's "Retirement Readiness Guide.")

Timing Social Security. If you're married, the timing of exactly when each spouse first files for benefits can translate into thousands of dollars gained — or lost — in retirement. Rather than simply jumping in the pool at age 62 (the earliest point at which you can grab a check) or trying to sort through a dozen different scenarios, take advantage of a service that can run the numbers for you. One good bet: SocialSecuritySolutions.com.

Reducing debt. Between 2000 and 2008, the average debt for households headed by a person age 55-plus almost doubled to $66,000, according to Strategic Business Insights, a research firm in Menlo Park, Calif. Again, here's where would-be retirees can take the reins. Marsha and Chris Blair, 63 and 65, both educators, were saddled with a monthly mortgage of $5,300 on their house just south of San Francisco. Knowing they wanted to travel in retirement, they recently sold it (admittedly, not an easy feat in some markets these days) and moved to a $142,500 home in Yountville, Calif. Their new monthly payment for the land lease, insurance, taxes and cable: under $800. "You have no idea how freeing that is," Marsha says. "The first thing my husband says every time we enter the house is, 'Home, sweet unmortgaged home.'"

Creating a pension. If nothing else, the recent financial meltdown underscores the need for investments that throw off income, regardless of what's happening in the markets. If you're fortunate enough to have an employer pension, great. If not, there's no excuse for failing to buy and hold products — annuities, dividend-paying stocks, bond funds — that generate cash.

Managing taxes. No, you can't control tax rates, but you can practice "tax diversification," says Randall, of Financial Enlightenment. Ask yourself: Will virtually all your money in retirement come from your 401(k) or IRA? If so, those withdrawals will be taxed as ordinary income, and you could be paying as much as 35 percent to Uncle Sam. But if you divide your dollars among more buckets — Roth IRAs, municipal bonds, even real estate — you have the flexibility to pull funds from different sources at different times. "You don't know what your effective tax rate will be in retirement," Randall says. "That's why you should diversify."

Planning for long-term care. Yes, this is a tough one. But it's also an area where failing to act could prove devastating. Among your options: self-insuring, if you can set aside sufficient funds. Long-term-care insurance, which is complicated and expensive, is another possibility, as are so-called hybrid policies that provide some long-term-care benefits and some life insurance (but perhaps not enough of either). Finally, there's the Community Living Assistance Services and Support Act, the federal government's new insurance program for long-term care (the details are still being ironed out). While it could be a case of picking your poison, just choosing means you've taken control.

I know: The invariable response is, "But I don't have time." Please. It never fails to amaze me how people will spend weeks planning a visit to Disneyland with the grandchildren but won't take a few hours to assemble a retirement budget that could easily last 30 years. Believe me: You can find time. Take control of what you can control — and take the anxiety out of your retirement planning.

Tuesday, July 12, 2011

Viper Powersports Letter to Shareholders

Viper Powersports Letter to Shareholders


The following press release is being issued by Viper Powersports (PINKSHEETS:VPWI.pk - News):

Dear Fellow Shareholders:

During the month of June, we have completed the Company's relocation from Minneapolis, MN to our new world Headquarters inAlabama. Our new 63,000 sq ft world class production facility is situated on 17 acres in Auburn, Alabama. We are excited to be in our new home. The facilities are large enough for us to produce up to 1000 units per year and the plant can be expanded to a maximum footprint of 163,000 square feet.

In the past sixty days, we have rounded out our senior management team with several high profile additions. The additions are: Tim Kling, the former CFO of Lehman Trikes, as our new Chief Financial Officer, Dave Leysen, who has been responsible for the successful launch of numerous complex vehicle systems for several OEMS including GM, Ford, Chrysler, Toyota, BMW, and Indian Motorcycles, as our Director of Operations, and Colbert Seagraves, former director of marketing for the All Harley Davidson Drag Racing Association, as our VP of Marketing and Racing. Andrew Broadley as our Technical Director completes the nucleus of our Management team.

We have already received commitments from two leaders from the Alabama business community, Grant Lynch, Chairman of Talladega Raceway, and Tim Wellborn, owner of the Wellborn Muscle Car Museum, to join our Board of Directors.

We recently completed a $1 million private placement of Series A preferred stock. This additional capital has been deployed to purchase inventory and to hire initial production personnel to commence our initial production of our motorcycle products.

We believe that due to our new world class products, our joint venture with Ilmor Engineering, recent additions to our senior management team, and the closing of our financing, we are now ready to commence the launch of our products. We intend to prove that products designed, engineered, and "Made in America" mean something special as we intend to build the best high performance super cruiser motorcycles and engines in the world.

In the coming months we eagerly look forward to the announcement of the members of our US and International Dealership network. By year end we intend to achieve consistent commercial scale production, with the ability to rapidly scale production consistent with our order backlog from our dealer network while maintaining outstanding quality control and dealer service.

Later this year we look forward to our "Grand Opening," where we will also announce and showcase our 21st Century Model, the "Mamba," which the race version is being prepared to race in the NHRA circuit in 2013.

We thank you for your continued support.

John Silseth
Chief Executive Officer

Viper Powersports designs, manufactures and markets a line of premium American V-Twin Super Cruiser motorcycles, V-Twin aftermarket engines and other related aftermarket products through an independent dealer network. A joint venture partnership with Ilmor Engineering (www.ilmor.com), provides design, technical development and support for the proprietary 152 cubic inch Viper V-Twin engine, utilizing their 25 years of high-performance engine expertise, ensuring Viper's long-term success as America's newest domestic OEM of motorcycles. Viper Powersports and Viper Motorcycle Company's websites are www.viperpowersports.comand www.vipermotorcycle.com.

The foregoing material may contain forward-looking statements. We caution that such statements may be subject to uncertainties and that actual results could differ materially from the foregoing statements. Readers accordingly should not place undue reliance on these forward-looking statements which do not reflect anticipated or unanticipated events or circumstances occurring after the date of these forward-looking statements.

Mike Mann
VP Investor Relations
Viper Powersports, Inc.
Tel: 512.971.1729

Emerging Markets Consulting, LLC.

Web Address:

Contact Us:
(321) 206-6682
10724 High Crest CT

Howey in the Hills, FL 34737

Emerging Markets Consulting, LLC ("EMC"), its principals, affiliates, representatives, subcontractors or agents (hereafter referred to as "EMC") prepare and/or assist others in preparing and publishing oral and written information on selected companies (the "Profiled Companies") and/or their securities (the "Securities") in various contexts, including but not limited to corporate and business profiles, summaries, stock alerts, reports, and press releases (hereafter referred to as the "Information") through various methods including but not limited to: (a) facsimile; (b) double opt-in spam compliant emails; (c) mail and courier; and (d) the world wide web, including but not limited to EMC's website at www.emergingmarketsllc.com. Many of the stocks of the Profiled Companies qualify as "penny stocks" under the Securities and Exchange Commission's ("SEC") rules and regulations because, among other things, they have a price of less than $5.00 per share. Penny stocks are subject to important risks that you should be acutely aware of, as detailed in the bullet point presentation below.

The Information is disseminated to broker-dealers, members of the general public, readers of our website, and the financial community (collectively the "Recipients") at the direction of the Profiled Companies or third party shareholders of the Profiled Companies and should be used by the Recipients for informational purposes only and even then the Information should only be used as a beginning point for further investigation. This is because EMC: (a) only presents neutral or positive information regarding the Profiled Companies and its business prospects; and (b) does not present the risks or negative aspects associated with the Profiled Company or its securities. Therefore, the Information is in of itself wholly inadequate to formulate any investment decision and we strongly advise against making any investment decisions solely based on the Information. It is imperative that you consult with your professional advisor, including your financial adviser, financial planner or attorney regarding the advisability of investing in any securities, especially with regard to penny stocks. In addition, you should consult with online services that are available free of charge at www.sec.gov, www.pinksheets.com, www.finra.org, Google, or other websites that offer investment guides, valuable information pertaining to penny stocks and penny stock frauds and the risks of investing in penny stocks. Additionally, you should review the quarterly and annual financial and disclosure reports at www.sec.gov, www.otcbb.com and www.pinksheets.com.

Statements contained in the Information that are not historical facts are forward looking statements that involve risks and uncertainties and may be identified by the use of terminology such as "believes", "expects", "may", "will", or "should", or "anticipates". Such statements should be read as being applicable to all related forward looking statements wherever they appear in any of the Information. The actual results of a Profiled Company's operations, financial condition or other aspects of its business could differ materially from those discussed in the Corporate Information.

You should carefully review the bolded disclosure appearing immediately below:

EMC always receives compensation from the Profiled Companies or third party shareholders in cash and/or compensation in the Securities in connection with preparation and dissemination of the Information, most frequently in the form of Securities in the name of a Profiled Company. EMC regularly and routinely sells its securities compensation before, during and after its dissemination of the Information regarding the Profiled Companies, most frequently during the dissemination of the Information. You should be acutely aware that EMC repeatedly sells its stock compensation while it is engaged in the dissemination of the Information, as well as before and after such dissemination. Many such securities sales occur during the dissemination of the Information and often occur within minutes, hours or days after EMC first disseminates the Information to the Recipients. EMC's dissemination of the Information has resulted in the past and will in the future result in increases in the Profiled Company's securities trading volume, enabling EMC to sell those Securities at a profit. Additionally, EMC's sale of the Profiled Company's securities concurrently with the dissemination of the Information, including the Profiled Company's profile, may enable EMC to sell at a higher price for such shares, and may result in a diminished value to those buying the Profiled Company's securities.

EMC does not express any opinions, recommendations or viewpoints regarding the Profiled Companies or the Securities, and has not conducted due diligence of any data or information contained in the Information. The Information is based solely upon data and information provided by the Profiled Companies and EMC does not endorse, independently verify, or assert the truthfulness, completeness, accuracy or reliability of the Information. Recipients should not rely on the data or information contained in the Information in making an investment decision and should conduct their own research of the Profiled Companies. The Recipients should not assume that material changes have not occurred since the publication and/or dissemination of in the Information. Each of the Recipients should consult with his or her legal, accounting, tax and financial advisers regarding any investment in the Profiled Companies or the Securities.

Use of the Information as well as any investment in micro-cap or penny stock securities are subject to risks and EMC's operational realities, as follows:

  • EMC is not a registered investment advisor or registered securities broker dealer and no information contained within the Information should be construed as investment advice or as a solicitation to offer, purchase or sell the Securities; therefore, you should never use the Information as the only basis upon which you make an investment decision and understand that the use of our Information does not provide you with the possible benefits of receiving advice from a registered investment adviser or registered representative or a broker or dealer.
  • EMC does not provide stock recommendations; as such, none of the Information should be construed directly or indirectly or explicitly or impliedly, as stock recommendations and you should rely upon your professional adviser regarding such matters, including your registered broker, investment adviser or other qualified financial adviser.
  • EMC does not endorse, independently verify or assert the truthfulness, completeness, accuracy or reliability of the Information and conducts no due diligence of the Profiled Companies;
  • Penny stocks are subject to the SEC's penny stock rules, which may cause difficulties in liquidating micro-cap securities;
  • Penny stocks by their very nature involve a high degree of risk and may involve the loss of one's entire investment.
  • Energy, biotech, and other companies are subject to increased regulations, which subject them to material costs and possible fines and liabilities.
  • Because we will sell material amounts of the Securities during the dissemination of the Information, shortly thereafter, or at anytime, our selling activities may negatively cause price volatility, stock price declines and/or increased/decreased selling volume.
  • Because we will buy material amounts of the Securities in the open market before, during or after the dissemination of the Information, these activities may cause price volatility, stock price increases or declines or increased/decreased volume.
  • Because we only present positive or neutral information regarding the Profiled Companies and do not provide negative information in our Profiles, it is all the more important for you to conduct further investigation, consult with outside sources, and consult with your professional adviser.
  • Because we only present selected positive or neutral information, you should consult other recommended sources as we have referred to above, to determine what information is material or immaterial;
  • Because EMC is a Shareholder of the Profiled Companies, it has an inherent conflict of interest with the Recipients, in which EMC may favor their own interests over that of the Recipients, by selling its compensation during the publication of the Information or at anytime.
  • The buying and selling of the Securities by EMC and/or its principals, affiliates and representatives may negatively affect the volume or price of the Securities, including price declines or the common shares becoming unstable.
  • Penny stock securities are often thinly traded, in which case you may have difficulties in liquidating your securities.
  • Penny stock securities involve an extremely high degree of risk.
  • Because the Securities are penny stocks, they are subject to the Securities and Exchange Commission&rsquos penny stock rules, and as such, any investment in the Securities involves a high degree of risk and it may be difficult for any investor or Shareholder to resell the Securities; an investment in the Securities could result in the loss of some or all of an investment.
  • The issuance of the Securities to EMC may cause shareholders and/or investors of the Profiled Companies to experience immediate and substantial dilution of their holdings and/or investments in the Profiled Companies
  • Future securities issuances to EMC for services may also result in a reduction of (i) the book value or market price of the Profiled Companies' securities, (ii) shareholder voting power; and (iii) each shareholder's proportionate ownership of any Profiled Company.
  • You should consider whether the Profiled Company is a development stage company or has little or no operations or no revenues or assets, any such conditions of which increase the risk investment level of investing in such companies.
  • You should consider the financial condition of the Profiled Company in your analysis.
  • Many of the companies are subject to numerous risks particular to the industry that they engage in, which may be disclosed in SEC and/or Pink Sheets reports and we urge you to review.

Section 17(b) of the Securities Act of 1933 requires that any person that uses the mails to publish, give publicity to, or circulate any publication or communication that describes a security in return for consideration received or to be received directly or indirectly from an issuer, underwriter, or dealer, must fully disclose the type of consideration (i.e. cash, free trading stock, restricted stock, stock options, stock warrants) and the specific amount of the consideration. In connection therewith, EMC has received the following compensation and/or has an agreement to receive in the future certain compensation, as described below:

EMC has a contract to provide Investor Relations services for Viper for a twelve month period. The company has paid EMC $20,000 dollars and 100,000 restricted shares. EMC has sold 124,000 shares and may sell the entire position at any time.