Tuesday, July 19, 2011

Reflect Scientific, Inc. Debuts New Websites

Press Release Source: Reflect Scientific, Inc. On Tuesday July 19, 2011, 6:00 am EDT

OREM, UTAH--(Marketwire - 07/19/11) - Reflect Scientific, Inc. (OTC.BB:RSCF - News), a provider of diverse products and services for the biotechnology, pharmaceutical and transportation industries launched several new websites that showcase the company's product offerings.

The original website, www.reflectscientific.com, is the landing page for corporate information and the portal for all product lines. Tom Tait, Vice President of Reflect Scientific, said, "Our original website is now the information center for the company. It has been specifically designed to keep investors and potential investors informed."

The Cryometrix and Visacon brand products have been spun off to their own dedicated websites. The Cryometrix website, www.cryometrix.com, contains all the products and information for the revolutionary CFC free cooling technology that runs on liquid nitrogen. Freezers for the Biotechnology/Pharmaceutical market can be found here as well as emissions free reefers for the Trucking Industry. The new Visacon website,www.visacon.com, contains all relevant chromatography products and information for our OEM customers. "Having brand dedicated websites will allow us to create greater marketing focus and product awareness. Our customers will be able to easily access product information. We have also incorporated extensive search engine optimization into these websites. Potential customers will have a far easier time finding Reflect products that meet their needs," remarked Kim Boyce, CEO of Reflect Scientific.

About Reflect Scientific, Inc.
Reflect Scientific, Inc., based in Orem, Utah, develops and markets innovative, proprietary technologies in cryogenic cooling for the biotechnology, pharmaceutical, medical, and transportation markets. Among Reflect Scientific's products are low temperature freezers and refrigerated systems for laboratory, transportation and computer server room uses. For more information, visit www.reflectscientific.com.

Forward-looking statements in this release are made pursuant to the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. Investors are cautioned that such forward-looking statements involve risks and uncertainties, including without limitation, continued acceptance of the Company's products, increased levels of competition for the Company, new products and technological changes, the Company's dependence on third-party suppliers, and other risks detailed from time to time in the Company's periodic reports filed with the Securities and Exchange Commission.

Friday, July 15, 2011

Article by Gleen Ruffenach I wanted to Share

Retirement: It's Not All a Crapshoot

by Glenn Ruffenach
Thursday, July 14, 2011

provided by
SMlogo

Want to hear some good news about retirement? You have more control over your future than you think.

So much about retirement planning today is marked by doubt: We don't know whether our savings will see us through old age. We don't know what might happen to Social Security and Medicare. We don't know whether we'll be able to continue to work for as long as we wish to (or need to). And so we fret — a lot. In its most recent "retirement confidence" survey, the Washington, D.C.-based Employee Benefit Research Institute found that 27 percent of workers are "not at all confident" about having sufficient funds to live comfortably in later life — the highest level of gloom in the study's 21-year history.

At their worst, such anxieties can leave people paralyzed. Clark Randall, who heads Financial Enlightenment, a planning firm in Dallas, says he often sees this with his clients: "It's easy to focus on threats they can't control." And that's the point. If you're caught up in issues that are out of your hands — interest rates, changes in government programs, the markets — you're more likely to overlook those parts of retirement planning where you do have control.

So, "pop quiz": How many of the following steps — for which you're the boss — have you taken?

Setting a budget. It's among the most important steps in planning for later life, but less than half of workers have put pencil to paper, according to the Employee Benefit Research Institute. Why are budgets so critical? Projecting expenses and income can help you pin down your "number," the amount of money you need to save for retirement. You could be pleasantly surprised. "Many people who have been diligent about building a nest egg find they spend less on themselves than they realize," says Brent R. Brodeski, a managing director at Savant Capital Management in Rockford, Ill. Any number of work sheets can simplify the process. (See the Department of Labor's "Taking the Mystery out of Retirement Planning" or T. Rowe Price's "Retirement Readiness Guide.")

Timing Social Security. If you're married, the timing of exactly when each spouse first files for benefits can translate into thousands of dollars gained — or lost — in retirement. Rather than simply jumping in the pool at age 62 (the earliest point at which you can grab a check) or trying to sort through a dozen different scenarios, take advantage of a service that can run the numbers for you. One good bet: SocialSecuritySolutions.com.

Reducing debt. Between 2000 and 2008, the average debt for households headed by a person age 55-plus almost doubled to $66,000, according to Strategic Business Insights, a research firm in Menlo Park, Calif. Again, here's where would-be retirees can take the reins. Marsha and Chris Blair, 63 and 65, both educators, were saddled with a monthly mortgage of $5,300 on their house just south of San Francisco. Knowing they wanted to travel in retirement, they recently sold it (admittedly, not an easy feat in some markets these days) and moved to a $142,500 home in Yountville, Calif. Their new monthly payment for the land lease, insurance, taxes and cable: under $800. "You have no idea how freeing that is," Marsha says. "The first thing my husband says every time we enter the house is, 'Home, sweet unmortgaged home.'"

Creating a pension. If nothing else, the recent financial meltdown underscores the need for investments that throw off income, regardless of what's happening in the markets. If you're fortunate enough to have an employer pension, great. If not, there's no excuse for failing to buy and hold products — annuities, dividend-paying stocks, bond funds — that generate cash.

Managing taxes. No, you can't control tax rates, but you can practice "tax diversification," says Randall, of Financial Enlightenment. Ask yourself: Will virtually all your money in retirement come from your 401(k) or IRA? If so, those withdrawals will be taxed as ordinary income, and you could be paying as much as 35 percent to Uncle Sam. But if you divide your dollars among more buckets — Roth IRAs, municipal bonds, even real estate — you have the flexibility to pull funds from different sources at different times. "You don't know what your effective tax rate will be in retirement," Randall says. "That's why you should diversify."

Planning for long-term care. Yes, this is a tough one. But it's also an area where failing to act could prove devastating. Among your options: self-insuring, if you can set aside sufficient funds. Long-term-care insurance, which is complicated and expensive, is another possibility, as are so-called hybrid policies that provide some long-term-care benefits and some life insurance (but perhaps not enough of either). Finally, there's the Community Living Assistance Services and Support Act, the federal government's new insurance program for long-term care (the details are still being ironed out). While it could be a case of picking your poison, just choosing means you've taken control.

I know: The invariable response is, "But I don't have time." Please. It never fails to amaze me how people will spend weeks planning a visit to Disneyland with the grandchildren but won't take a few hours to assemble a retirement budget that could easily last 30 years. Believe me: You can find time. Take control of what you can control — and take the anxiety out of your retirement planning.

Tuesday, July 12, 2011

Viper Powersports Letter to Shareholders



Viper Powersports Letter to Shareholders


OTCBB: VPWI


The following press release is being issued by Viper Powersports (PINKSHEETS:VPWI.pk - News):

Dear Fellow Shareholders:

During the month of June, we have completed the Company's relocation from Minneapolis, MN to our new world Headquarters inAlabama. Our new 63,000 sq ft world class production facility is situated on 17 acres in Auburn, Alabama. We are excited to be in our new home. The facilities are large enough for us to produce up to 1000 units per year and the plant can be expanded to a maximum footprint of 163,000 square feet.

In the past sixty days, we have rounded out our senior management team with several high profile additions. The additions are: Tim Kling, the former CFO of Lehman Trikes, as our new Chief Financial Officer, Dave Leysen, who has been responsible for the successful launch of numerous complex vehicle systems for several OEMS including GM, Ford, Chrysler, Toyota, BMW, and Indian Motorcycles, as our Director of Operations, and Colbert Seagraves, former director of marketing for the All Harley Davidson Drag Racing Association, as our VP of Marketing and Racing. Andrew Broadley as our Technical Director completes the nucleus of our Management team.

We have already received commitments from two leaders from the Alabama business community, Grant Lynch, Chairman of Talladega Raceway, and Tim Wellborn, owner of the Wellborn Muscle Car Museum, to join our Board of Directors.

We recently completed a $1 million private placement of Series A preferred stock. This additional capital has been deployed to purchase inventory and to hire initial production personnel to commence our initial production of our motorcycle products.

We believe that due to our new world class products, our joint venture with Ilmor Engineering, recent additions to our senior management team, and the closing of our financing, we are now ready to commence the launch of our products. We intend to prove that products designed, engineered, and "Made in America" mean something special as we intend to build the best high performance super cruiser motorcycles and engines in the world.

In the coming months we eagerly look forward to the announcement of the members of our US and International Dealership network. By year end we intend to achieve consistent commercial scale production, with the ability to rapidly scale production consistent with our order backlog from our dealer network while maintaining outstanding quality control and dealer service.

Later this year we look forward to our "Grand Opening," where we will also announce and showcase our 21st Century Model, the "Mamba," which the race version is being prepared to race in the NHRA circuit in 2013.

We thank you for your continued support.

John Silseth
Chief Executive Officer

Viper Powersports designs, manufactures and markets a line of premium American V-Twin Super Cruiser motorcycles, V-Twin aftermarket engines and other related aftermarket products through an independent dealer network. A joint venture partnership with Ilmor Engineering (www.ilmor.com), provides design, technical development and support for the proprietary 152 cubic inch Viper V-Twin engine, utilizing their 25 years of high-performance engine expertise, ensuring Viper's long-term success as America's newest domestic OEM of motorcycles. Viper Powersports and Viper Motorcycle Company's websites are www.viperpowersports.comand www.vipermotorcycle.com.

The foregoing material may contain forward-looking statements. We caution that such statements may be subject to uncertainties and that actual results could differ materially from the foregoing statements. Readers accordingly should not place undue reliance on these forward-looking statements which do not reflect anticipated or unanticipated events or circumstances occurring after the date of these forward-looking statements.

FOR MORE INFORMATION CONTACT:
Mike Mann
VP Investor Relations
Viper Powersports, Inc.
Tel: 512.971.1729
E:
mmann@viperpowersports.com

Emerging Markets Consulting, LLC.

Web Address:
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Contact Us:
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Howey in the Hills, FL 34737

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